Money

Posts about money, finance, loans, credit, savings and investments.

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How to use ‘Balance Transfer Credit Cards’ to their Best Effect

Balance transfer credit cards have become increasingly popular in recent years, offering a way for people to reduce their debt burden or even save money on interest payments. But how can you make the most of these cards and use them to your best effect? In this article we’ll look at the basics of balance […]

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8 Thing You Really Shouldn’t Do When Bored

It’s mid-afternoon and you’re starting to feel the inertia of boredom set in. You’ve already exhausted your go-to activities for passing the time, so what now? Before you jump into any activity, it is important to keep in mind that some of them can be detrimental to both your wellbeing and financial health. Instead of

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When is the Best Time to Buy Airline Tickets?

[…] this gives airlines enough time to fill up their seats but still leaves plenty of availability for latecomers who may have missed out on earlier discounts. For business class travellers, meanwhile, booking at least three months in advance can often secure some significant savings – particularly if you plan your travels outside peak season […]

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Why ‘Retail Therapy’ is a Bad Idea

Retail therapy is defined as the act of shopping with the intention of improving one’s mood. It has become a popular way to cope with stress, boredom, depression, and other negative emotions. However, it is important to be aware that retail therapy can have serious consequences when used in excess or without proper financial planning.

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How to Destroy Your Credit Card Safely

As a consumer, you may find yourself needing to destroy your credit card for any number of reasons. Whether it’s because the card has been stolen or lost, or you simply want to cancel the account and ensure that no one else can use it, destroying a credit card is a necessary step in keeping

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Use the ‘Leave and Come Back’ Method to avoid Impulse Buys

As a savvy shopper, I’m always looking for ways to save money and avoid making impulse buys. Especially those occasions where I can only use my credit card for purchasing. One of my favorite methods is the “leave and come back” technique, which helps me make sure I’m buying something out of need rather than

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