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4 Things You Should Know About Investments in 2018

Estimated reading time: 3 mins

It is undeniable that money is needed to live a comfortable and steady life. You should be the one who is in control of your money and not the other way around. Therefore, if there comes a time that you finally have the means to invest, then you might as well give it a shot. You may be aware of the different ways to invest but not sure where or how, as there are so many choices that it can get overwhelming. If you are serious about investing your extra cash, you should act fast; else you may spend it on the pleasures of the moment or used to pay bills.

As time goes by, different investing options can be presented to you, or you can study yourself. You can make your investments online which are made possible nowadays by software such as the Ethereum Code which can be used as a modern trading tool for investment options also known as cryptocurrencies. Looking for the right investment might be a daunting task for you but having to analyze everything too much may lead you nowhere. Read on for things you should know about investments in 2018.

  1.  Invest in the tried and tested stock market

Many people have different views regarding the stock market. Some have no trust to invest on it, others misconstrue its value and think it’s a crazy idea to jump in. There is such a thing now in the stock market wherein you can invest small sums of your money over a specific length of time. You choose what is comfortable according to your means and not put all your goods into one basket, so they say. For this type of investment to work for you, it is best if you buy fewer shares when the market is high and more shares when the market is low. If you are one who has no time to delve deep into your investments, there are brokerage firms available online which can help you manage your investment along with their “robo-advisors” for a fee.

  1.  Try investing in other people and their goals

Another excellent investment option is what they call peer-to-peer lending. It is like investing in other people and their goals by lending them your money in small amounts as banks do and you get a decent rate of return of around 6% or more. What is great about this investment platform is that you don’t need too much investment capital, you may lend as low as $1000. It is also easy to get started, and you can expect a rate of return for 5-7 percent for your investment. It is also good to know that your hard-earned money for investment is split up into small increments over hundreds of loans and need not worry that you are lending large amounts of money to people you don’t know.

  1.  Check out investment in real estate

Investing in real estate sounds intimidating as investing in the stock market, or even more. It is not easy to buy an investment property with all the hassles it entails. No need to worry about all that because there is the option of investing in real estate notes. It is investing into real estate by investing money into the project while an individual will manage the property and you get interested from the money you invested in that property. There is a more significant risk investing in this option because you are allowing a third person to deal on your behalf but the good thing is you need not shell out loads of money to acquire a property, and you may expect a bigger rate of return.

  1.   Consider investing in you

Lastly, why not consider investing in yourself? Investing in yourself with your hard-earned money may be the best option for you. Think of ways you may hone yourself for your own benefit. You can read books from the library, and you get your investment for free. There are other ways to invest in yourself such as taking up courses that may help you in reaching your goals, personal or career-wise. Some people get driven to take up graduate courses or online degrees to become more marketable.

Investing can be intimidating when you do not know about it and unless you set your heart out to do it, will always stay at the back of your mind and will eventually forget until it is too late. Hopefully, the ideas you gained may help you decide, as fast as you can, the investment option that suits you best.

 

About the author /


Simon is a creative and passionate business leader dedicated to having fun in the pursuit of high performance and personal development. He is co-founder of Applied Change, a Business Change consultancy based in the UK. Simon is also an Ambassador for Gloucestershire business. Simon is an Associate Member of the Chartered Institute of Professional Development.

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