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Understanding Credit Utilization: A Key Factor in Your Credit Score

For many people who want to improve their financial situation, understanding how credit utilization works and how to manage it effectively can make a big difference. For those who are just learning about financial management or working to repair their finances, knowing how to use it is essential. Here, services like moneyfor.com can be of […]

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The Link Between Credit Card Debt and Depression

The link between credit card debt and depression, and the implications for individuals who are struggling with either issue

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How to Destroy Your Credit Card Safely

As a consumer, you may find yourself needing to destroy your credit card for any number of reasons. Whether it’s because the card has been stolen or lost, or you simply want to cancel the account and ensure that no one else can use it, destroying a credit card is a necessary step in keeping

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Using credit cards should only be a last resort

As a responsible adult and father, I understand the importance of budgeting, saving and living within my means. But no matter how hard I try to be financially responsible, there are times when it’s impossible to stick to my plan. In these situations, I know that using a credit card should only be a last

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Ways to Borrow Money If Your Standard Loan Application is Denied

In life, most people will need to take out a loan at one point or another. This could be for your education, to purchase a home, or even to get a vehicle. However, sometimes, people just need some extra money for emergencies, large purchases, or unforeseen situations. In fact, stats show that over a third

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How To Recover From A Bad Credit Score In 2019

When we get ourselves into financial turmoil, it can be a difficult process to know how to recover. Worst of all, even after recovering from this, many people fear that their future prospects, such as getting a mortgage, will now be unreachable because of their bad credit score. This is because lenders are wary of

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