expenses

financing college

Your Guide to Financing College Without Federal Aid

Let’s be real: paying for college is a headache for a lot of people. Most students hear about federal aid right away—grants, loans, work-study—and assume that’s their main path. But what if you don’t qualify for federal aid? Or maybe you don’t want to take on federal loans? Either way, you’re not stuck. There are […]

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how much rent can I afford

How Much Rent Can I Afford? How to Calculate

Knowing how much rent you can actually afford is crucial to keeping your head above water. If you overextend yourself, what do you do when the bills come in?

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Understanding Pooled Trusts in the Context of Medicaid and Home Care

A pooled trust can help you maintain Medicaid eligibility while protecting your assets and accessing home care services. When you join a pooled trust, a nonprofit organization manages your excess income and combines it with funds from other beneficiaries. You’ll need to meet specific income thresholds and complete required documentation to qualify. The trust can cover various expenses like rent, utilities, and medical

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social security

Is Social Security Enough for Retirement? A Brutally Honest Look

Retirement can feel like a financial cliff. The harsh reality is that for most retirees, Social Security benefits alone won’t cover all expenses.

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Heat Pump vs. Traditional Water Heaters: Which One Wins?

Selecting the water heating system for households or commercial establishments can affect energy efficiency and expenses. Considering the array of choices on the market today, it is crucial to grasp the distinctions between heat pumps and conventional water heaters. In this article, we delve into their operations and the advantages and possible drawbacks they offer

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Cutting Costs Without Losing Quality

Running a successful business is a delicate balancing act, where profits and expenses must always remain in equilibrium. While cutting costs might seem like an easy solution for improving profits, doing so often raises greater issues around quality. Nobody wants to sacrifice quality just to save a buck or two. Butnyou can reduce expenses without

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