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Using credit cards should only be a last resort

As a responsible adult and father, I understand the importance of budgeting, saving and living within my means. But no matter how hard I try to be financially responsible, there are times when it’s impossible to stick to my plan. In these situations, I know that using a credit card should only be a last […]

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Trout Associates: Bankruptcy and its Alternatives

If you are in a personal debt crisis, one of the options you can choose to resolve it is something called bankruptcy. You have probably heard of it. It is a legal process that you can apply for if you can’t pay back your debts.What most people don’t know is that as well as applying

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5 Helpful Tips to Get a Loan with Bad Credit

It’s estimated that approximately 33 percent of people in the U.S. have bad credit. Bad credit is a credit rating that falls between the range of 300 to 499. If you find yourself in this group of people, you may struggle to acquire financing and loans to make large purchases.While this isn’t uncommon, it can be

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Business Ownership, Your Finances And You

When you’re a business owner, the way in which you look at your finances, operate financially, and are seen by financial providers is often completely different to when you’re an employee. It’s strange, isn’t it, that you should try to put yourself in a better situation, and that you can end up facing some tough

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